About Me

Heey!! I’m Tyneka your favorite Financial Consultant & Strategist 🤩. I am originally from Indiana but moved to Florida a few years ago. I received my A.S. degree in Business Management and B.S. and M.S. degrees in Accounting from Indiana Wesleyan University. I worked in accounting for over 7 years before relocating to Orlando, FL and launching Transform My Finances. I realized that I wanted to be an accountant when I was in middle school, but it wasn’t until I was in college that I started to develop a passion for personal finance.

Several years into my accounting career, I noticed many people of all ages, including myself, did not have basic money management skills and lack financial literacy. I was a single mother working full-time and going to college full-time. I was neck deep in debt, making $55,000 a year but still living paycheck to paycheck. I was drowning in credit card debt. I was constantly getting high-interest car loans because my credit was a mess and let's not talk about the vicious payday loan cycle. Whew! You know what I’m talking about. If you can name it, 9 times out of 10, I have been there and done that!

I did not grow up with financial literacy being taught in my household or in school. I was not educated on how important it was to save money for emergencies or the importance of having good credit. I was struggling bad with money. With nobody to educate me or help me get out of the financial strain that I was in, I started to teach myself how to get out of debt and better manage my money. I started reading financial books and articles. I attended seminars and listened to financial podcasts throughout the day while at work. From that, I got disciplined and begin to climb myself out of the hole. I created myself a debt repayment plan, cleaned up my credit score and started saving for the first time in my LIFE! It was amazing to finally have control of my money!

Once I began to see the shift in my life, I started to share my knowledge with my friends and family to help them improve their finances. I became the go-to person when my family and friends had questions about their financial and credit situation. I really enjoyed helping others resolve their money problems and I did not mind sharing everything that I learned with anyone who would listen.

A lot of people who I met, complained that they made decent money but did not have anything to show for it. They were living paycheck to paycheck and missing out on enjoying life simply because they could not afford it. I wanted to change that. I wanted to help people get out of debt, better manage their money, and reach their financial goals all while providing financial literacy so they can begin to have a better relationship with their money and live a life they love.

That was the purpose behind the TMF Budget Planner. I figured out a solid strategy that helped countless people to easily budget their money, pay down their debt and even increase their credit score, and I wanted to share that with the world! So, I put ALLLLLL of that into this planner.

I designed this planner with you in mind. The financial worksheets and sections are strategically placed to take you on a step-by-step journey through your financial situation. It's like I'm there holding your hand throughout the process😉.

Trust me, I know dealing with your finances isn't the most enjoyable task you have as an adult but I want to at least make it easy for you. And that's why I created this budget planner. It's your all-in-one solution to getting organized and regaining control over your finances. 

I'm confident that you will enjoy this planner and experience the financial transformation that you deserve.